They claim to bring new ideas and a fresh perspective to banking. Because they have the backing of the Abbey National, they can offer attractive rates and the security of an established financial institution.

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HSBC Personal Loans – Representative 7.5% APR for loans between £7,000 and £15,000. Instant decision 24/7* Same day transfer of funds* Personal Loans between £7,000 - £15,000 for car purchase and home improvements. *When you apply online. The Essentials • Apply online with Internet Banking and we'll give you an instant credit decision, with no need to complete paper documents [HSBC]

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Alliance & Leicester for loans £7,500 to £15,000. Choose to pay up to 5 years and get the security of fixed monthly payments. Apply now and get a decision in minutes. [Alliance and Leicester Loans]

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Online loans of £7,500 to £14,950 [RBS Loans]

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